0 400 Wealthy Families Forbes magazine editors survey 400 of the wealthiest families in the US every year. When they were asked ‘What is the number one thing to do to get rich?’, over 75% responded: eliminate all personal debt. All debt is personal unless it is supporting an effort to produce income or build a business. Everything with real worth requires discipline and some sacrifice. The US economy encourages easy credit and pledging tomorrow’s income to support consumption today. Personal debt has been defined as economic slavery. Debt freedom is a habit no different from a spending habit.